Describe each technique and practitioner
List the treatments you provide, your credentials and any adjunct services. Ask the provider to confirm acceptance of the complete list. A clinic brand or shared reception does not establish whose professional protection applies when several independent practitioners work in one building.
Are all techniques and practitioners within the accepted scope?
Read the shared-space agreement
Identify responsibility for treatment rooms, common areas, equipment and patient records. Confirm any certificate request with the clinic’s legal name. Ask how a premises injury is distinguished from an allegation about treatment, and whether the agreement creates obligations beyond the policy.
Who handles an allegation involving the room or shared equipment?
Make the next conversation useful
Bring the current documents and explain any changes. These details are a useful starting point:
- Credentials and regulator requirements
- Full list of treatment methods
- Clinic lease or room-rental agreement
Ask the provider to connect its answer to the actual policy or eligibility terms, including exclusions, dates and reporting conditions. Keep the confirmed answer with the offer.
Sources & further reading
General insurance principles and the jurisdiction-specific references below support further reading. Examples are illustrative; individual policy terms require provider confirmation. Content updated October 11, 2026.